Most employers have no special expertise in managing health care and no compelling reason to develop it as a competitive advantage. According to the Kaiser Family Foundation, employers pay around 10% of payroll costs to fund health care for employees who get employer-sponsored insurance. That's a lot of money for something that has nothing to do with your business objectives.
Losing that insurance because you change jobs or the firm elects to stop offering it is a major source of stress to most people. When asked if they are satisfied with their insurance, 69% say 'yes', but there is an implied 'right now' in the answer. The better question is "Are you happy getting the insurance you have from your employer, or would you prefer the same insurance at the same cost to you provided by the government?" I'm guessing the latter would win. And if you asked the employers if they would be just as happy to be out of the insurance buying business they would probably answer with a resounding 'hell, yeah.'
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